Aptus Value Housing Finance India Limited

Aptus Value Housing Finance India Ltd is a prominent non-banking financial company (NBFC) specializing in affordable housing finance in India. Incorporated in 2009 and headquartered in Chennai, the company focuses primarily on providing home loans and mortgage-backed products to self-employed individuals and small business owners in semi-urban and rural regions of South India, with a robust presence in Tamil Nadu, Andhra Pradesh, Telangana, and Karnataka. It leverages a deep understanding of local markets and a calibrated risk management approach to address the underserved segment lacking formal income documentation.

Aptus Value Housing operates through a network of over 250 branches, delivering timely and customized credit solutions with a strong local touch. The company maintains a high level of asset quality and capital adequacy, consistently reporting low non-performing assets (NPAs) and a largely retail borrower base. Its mission is to facilitate financial inclusion by enabling affordable home ownership, offering products such as loans for home purchase, home construction, improvement, and loans against property.