CREDITACCESS GRAMEEN LIMITED

CreditAccess Grameen Ltd is India’s largest non-banking financial company-microfinance institution (NBFC-MFI), specializing in providing microloans to low-income women in rural and semi-urban areas. Established in 1999 and headquartered in Bengaluru, the company primarily operates through a network of branches spread across multiple states, including Karnataka, Maharashtra, Tamil Nadu, and Madhya Pradesh. CreditAccess Grameen leverages a joint liability group (JLG) model to offer unsecured loans for income-generating activities, household improvements, and emergency needs, aiming to promote financial inclusion and women’s empowerment.

The company’s emphasis on deep rural penetration, robust risk management, and customer-centricity has enabled strong client retention and portfolio quality. With a focus on responsible lending and digital innovation for last-mile delivery, CreditAccess Grameen has emerged as a leading NBFC-MFI, catering to over four million clients while maintaining high asset quality and governance standards.