CSL Finance Limited

CSL Finance Ltd is a Non-Banking Financial Company (NBFC) headquartered in Gurugram, India, specializing in providing secured lending solutions to small and medium enterprises (SMEs) and micro, small, and medium enterprises (MSME) segments. Incorporated in 1992, CSL Finance has evolved its lending portfolio to address the credit needs of underserved yet creditworthy businesses, enabling their growth and operational expansion. The company primarily operates in the northern and western regions of India, leveraging its branch network and digital interface to enhance reach and service quality.

CSL Finance’s product offerings include SME secured business loans, healthcare sector lending, and structured finance products to corporates. The company emphasizes disciplined underwriting practices, collateral-backed lending, and a technology-driven approach to risk management, aiming for portfolio quality and sustained asset growth. As of the latest disclosures, it has focused on prudent asset allocation, selective expansion, and strengthening of its digital lending platform to support its client base while maintaining strong asset quality.