Reliance Home Finance Limited

Reliance Home Finance Ltd (RHFL) is an Indian non-banking financial company (NBFC) specializing in providing long-term housing finance solutions. Incorporated in 2008 and headquartered in Mumbai, the company caters to individuals and corporate customers, offering a diverse suite of home loan products, including loans for property purchase, construction, home improvement, and loan against property. RHFL primarily operates across urban and semi-urban regions in India and has developed an extensive distribution network through branches and digital channels.

A subsidiary of Reliance Capital, RHFL has focused on serving middle- and lower-income groups, emphasizing accessible and affordable housing finance. The company is regulated by the Reserve Bank of India (RBI) and the National Housing Bank (NHB), ensuring compliance with stringent sectoral norms. In recent years, RHFL’s operations have been significantly impacted by sector-wide liquidity challenges and regulatory interventions, with ongoing efforts toward business restructuring and resolution of outstanding obligations.