Shriram Finance Limited

Shriram Finance Ltd is one of India's largest retail non-banking financial companies (NBFCs), specializing in lending solutions to individuals and small businesses. The company focuses on financing commercial vehicles, passenger vehicles, two-wheelers, gold loans, personal loans, and MSME loans, leveraging an extensive pan-India distribution network concentrated in semi-urban and rural markets. Formed through the amalgamation of Shriram Capital and Shriram City Union Finance, Shriram Finance Ltd benefits from strong parentage and deep sectoral expertise, supporting a diversified loan book and a robust customer base exceeding six million clients.

The company’s operations are underpinned by its strong risk management frameworks, technological integration for loan delivery and customer engagement, and a widespread branch network. With its origins grounded in financial inclusion, Shriram Finance continues to focus on underserved segments, aiming to bridge the credit gap for self-employed individuals and small businesses, while maintaining asset quality and prudent capital allocation.